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About the Listing SWERSCI01 - SWHOSEANK
Assume a 3.5% FHA Loan — Subject to Lender Approval and Buyer Qualification Built in 2022 and thoughtfully maintained, this modern home in Fallbrook's Citro community delivers one of the most significant buying opportunities in the region: the chance to assume an existing FHA mortgage at just 3.5% interest — a financing advantage that could mean hundreds of dollars in monthly savings compared to current market rates. The open-concept main level flows seamlessly between the kitchen, dining, and living areas, designed for everyday comfort and easy entertaining alike, while a downstairs bedroom and full bath provide exceptional flexibility — perfect for guests, a home office, or multi-generational living arrangements. Upstairs, a spacious loft creates a natural second living space, whether you envision a media room, a dedicated remote-work setup, or additional family room, and the primary suite offers a well-appointed ensuite bath and generous walk-in closet. The fully owned solar system — owned, not leased — delivers meaningful, ongoing savings on monthly electricity costs and protection against rising utility rates, adding long-term value and lowering total cost of ownership from day one. The location is a standout: with direct access to I-15 and Highway 76, destinations throughout the region are all within reach — including Camp Pendleton, North County San Diego, Temecula, Riverside, and Oceanside — while Fallbrook's peaceful, small-town atmosphere awaits when you return home, and the Citro community's position just off the 15/76 interchange makes it one of the most conveniently located communities in the area. Beyond the home itself, Citro's resort-style amenities include 14 miles of maintained trails, playgrounds, parks, bocce ball, a clubhouse, a pool, BBQ areas, dog parks, and a working avocado and citrus grove that residents enjoy throughout the year. Assumable 3.5% FHA financing. Owned solar. Flexible floor plan. Prime North County location. Resort-level amenities — this home checks every box. Loan assumption subject to lender approval and buyer qualification. Equal Housing Opportunity.
Listing Highlights
Status
Active
Days on Site
77
Property Type
Residential
MLS ®
SW26021865
Year Built
2022
Total Square Footage
2,209
Lot/Acreage
0.07
County
San Diego
Neighborhood
Fallbrook
Area
92028 - Fallbrook
HOA Dues
267/Monthly
School District
Fallbrook Union
High School
Fallbrook
Interior Details
- Bedrooms: 4
- Bathrooms: 3 Full
- Appliances: Dishwasher, ENERGY STAR Qualified Water Heater, Disposal, Tankless Water Heater, Water Heater
- Air Cond: Central Air
- Heating: Central
- Fireplaces:
- Floor: Vinyl
- Above Ground Sq Ft:
- Below Ground Sq Ft: n/a
- Basement:
- Other: Ceiling Fan(s),Eat-in Kitchen,Granite Counters,Open Floorplan,Pantry,Recessed Lighting,Bedroom on Main Level,Loft,Walk-In Closet(s)
- Water: Public
Exterior Details
- Lot Description: Back Yard,No Land Lease
- Garage Capacity: 2 car
- Parking Spaces: 2
- Roof:
- Others: Turnkey,2+ Total Units
- Sewer: Public Sewer
- Parking Features: Garage
Financial Details
- Tax Amount: N/A
- Taxes w/Assessments: N/A
- Tax/Property ID: 1085231500
- Tax Year: N/A
Payment Calculator
Monthly Payment
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Questions About..
220 Hass Ln Fallbrook, CA 92028
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